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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Well done

Fast and up to date, when payments are made it update straight away, when more credit available they ask you first if you want it. Never declined. Able to set limits and app is very easy to use Reviewed on: 29th March 2022

Friendly service

Friendly service and being looked after Reviewed on: 29th March 2022

The Best

Joined about 3 months ago, I haven't had one problem I couldn't solve from the app in a couple mins, and this card has helped build my credit score massively in them 3 months aswell. My score WAS awful. Would recommend this agency over any other. Reviewed on: 29th March 2022

Best credit card & app

User friendly mobile app, fast credit card application. Amazing experience overall! Reviewed on: 29th March 2022

I absolutely love my Zopa card!

My Zopa Credit Card is brilliant and i like using it. I particularly like being sent reminders about transactions and when i need to pay my balance. Besf card for me at present Reviewed on: 29th March 2022

EASY APP

Very easy to set up account - informative & offers many other services Reviewed on: 29th March 2022

Fast, easy, streamlined

Streamlined my finances with a Zopa card. Easy to use App and fast application form. Great! Reviewed on: 29th March 2022

Excellent company

Excellent company, easy to use. Reviewed on: 29th March 2022

TCB

Simply the best, TCB, highly recomend Reviewed on: 29th March 2022

Vote

Good service at the time of need Reviewed on: 29th March 2022

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