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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

65% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

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Good service at the time of need Reviewed on: 29th March 2022

Amazing and affective

Honestly the best credit card Iv had . Really easy to use and pay back Reviewed on: 29th March 2022

Fabulous Card

Having a Zopa Credit Card has been the most satisfying card ever. It has given me credit to use when needed in these difficult times to get by but most importantly it has enabled me to build my credit ratings. Zopa a gods send for sure . I would recommend this card to everyone with no concerns. Easy to use App and easy to manage. Reviewed on: 29th March 2022

Easy to apply, easy to use

The process of applying for Zopa took a matter of minutes followed by a very user friendly app which is easy to use. The card itself arrived quickly and I could use it as soon as I activated it. 10/10 all round. Reviewed on: 29th March 2022

Best credit card

It's so easy to manage overall its best credit card I've had Reviewed on: 29th March 2022

Amazing service

Zopa was the only company that would offer me a credit card and so far the service has been amazing. Very easy to use and navigate in the app. Reviewed on: 29th March 2022

fantastic company always helpfull great stsff contact

Dam good bank brilliant customer service alway there to help in every way recommend to everyone Reviewed on: 29th March 2022

Helped me out of a tight spot

Love the card and easy use of the app Reviewed on: 29th March 2022

Excellent service

Very helpful good service overall ive had a good Customer service Reviewed on: 29th March 2022

Very easy to use and understand

Zopa has been good for me easy to set up and easy payment plan and interest on purchasing very low compared to otherers Reviewed on: 29th March 2022

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