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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

great service

reallyeasy to use and good communication with theircustomer Reviewed on: 28th March 2022

Good app

Good app, easy to use. Makes keep on eye on your spending easier Reviewed on: 28th March 2022

Simple and efficient

The Zopa app is very easy to use. Any payments are processed to your account within seconds. The card is stylish and never fails when making payment unlike a lot of cards. I would highly recommend to anyone. Reviewed on: 28th March 2022

Awareness

I love how I am always aware of how much I have remaining when I spend and there are no delays with the balance amending. Reviewed on: 28th March 2022

Great app great credit card

Allays keeping you updated and helping you be sensible with your money Reviewed on: 28th March 2022

Help for ordinary people

Simple for ordinary people for the pandemic Reviewed on: 28th March 2022

A smooth easy way of managing my card

Good updates, great app - can see all transactions and easy to manage account for self Reviewed on: 28th March 2022

Quality Company

Informative app, easy to navigate, regular customer updates and reviews with justification for decisions made, Reviewed on: 28th March 2022

Fabulous company

Fabulous credit card, helped me build my credit score and are a very fair lender. Reviewed on: 28th March 2022

Another happy customer

The service is easy to use, with great application behind it. I will stay a client! Reviewed on: 28th March 2022

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