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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Amazing and affective

Honestly the best credit card Iv had . Really easy to use and pay back Reviewed on: 29th March 2022

Fabulous Card

Having a Zopa Credit Card has been the most satisfying card ever. It has given me credit to use when needed in these difficult times to get by but most importantly it has enabled me to build my credit ratings. Zopa a gods send for sure . I would recommend this card to everyone with no concerns. Easy to use App and easy to manage. Reviewed on: 29th March 2022

Easy to apply, easy to use

The process of applying for Zopa took a matter of minutes followed by a very user friendly app which is easy to use. The card itself arrived quickly and I could use it as soon as I activated it. 10/10 all round. Reviewed on: 29th March 2022

Best credit card

It's so easy to manage overall its best credit card I've had Reviewed on: 29th March 2022

Amazing service

Zopa was the only company that would offer me a credit card and so far the service has been amazing. Very easy to use and navigate in the app. Reviewed on: 29th March 2022

fantastic company always helpfull great stsff contact

Dam good bank brilliant customer service alway there to help in every way recommend to everyone Reviewed on: 29th March 2022

Helped me out of a tight spot

Love the card and easy use of the app Reviewed on: 29th March 2022

Excellent service

Very helpful good service overall ive had a good Customer service Reviewed on: 29th March 2022

Very easy to use and understand

Zopa has been good for me easy to set up and easy payment plan and interest on purchasing very low compared to otherers Reviewed on: 29th March 2022

Just what I was looking for

This is s great looking card with very reasonable interest rates and the app is user friendly. Reviewed on: 29th March 2022

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