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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

65% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Just what I was looking for

This is s great looking card with very reasonable interest rates and the app is user friendly. Reviewed on: 29th March 2022

Easy and helpful

It was very easy to apply for the account and the the app is very helpful and user friendly Reviewed on: 29th March 2022

Great finance company

Easy yo use service/app with lots of financial features Reviewed on: 29th March 2022

Amazing

Great company to deal with, easy to use app and help build my credit rating Reviewed on: 29th March 2022

The best so far

Truthful and helpful credit card Reviewed on: 29th March 2022

Very good

They are fast and i didn't have any issues Reviewed on: 29th March 2022

BEST CREDIT CARD

Zopa is the best credit card compare to other cards because of the options they have given the customer, being a Visa credit card i would strongly suggest this to friends and family Reviewed on: 29th March 2022

Easy and transparent

Credit card transactions appear immediately, even when I make payments, they show up straight away, not 3 days later like others Reviewed on: 29th March 2022

Excellent card

The card is excellent had no problems and app very easy and cheap apr thanks zopa Reviewed on: 29th March 2022

Excellent

Easy to use every day. Good customer service Reviewed on: 29th March 2022

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