Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

View other Zopa products

4.87

Based on 44,345 reviews, last reviewed 31st May 2026

65% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Quick and Easy

Applying for a card was quick and easy and I had my card within a few days. Reviewed on: 29th March 2022

Very reliable, efficient and recommendable

Very positive experience, and hope my credit limit will increase soon. Reviewed on: 29th March 2022

Great help, fast service

Helped me when I found myself in a financial pinch. Application was quick and easy, funds available quickly. Reviewed on: 29th March 2022

Good

Really enjoy my experience so far Reviewed on: 29th March 2022

Awesome

Was a bit apprehensive about zopa at first. But they have been awesome, really like the way they let you know about spending on your card and keep you up to date with everything. Fantastic company. Reviewed on: 29th March 2022

Excellent Service

One of the best credit card providers out there, they are always communicating with you for what’s best for you! Reviewed on: 29th March 2022

Great Card and service

Having opened a Zopa account the while process was seamless and the app makes controlling my spending totally controllable, I would and have recommended this card as a good solution Reviewed on: 29th March 2022

Great card

Excellent company, very helpful and easy application process. Would recommend to anyone that asks me Reviewed on: 29th March 2022

Help given to me by Zopa

Best credit company you can relay on Reviewed on: 29th March 2022

Easy to use

No issues at all. Great company, easy to work Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Initial Credit Card
from Barclaycard 3.60 from 122 reviews
Platinum Credit Card
from Lloyds Bank 4.19 from 56 reviews
Classic Credit Card
from Bank of Ireland 4.09 from 6 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub