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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

47% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

customer service

Best customer service. Very helpful and knowledgeable. Highly recommended. Reviewed on: 26th January 2022

Zopa

Zopa app and card system is fantastic Reviewed on: 26th January 2022

Easy and supportive

Very easy to deal with. App makes it really tokens on top of everything. Reviewed on: 26th January 2022

Great easy to use card

Easy to apply for this card, great easy to use, convenient, easy to make payments, great app. Reviewed on: 26th January 2022

Easy to keep an eye on what you spend.

Zopa were the only company to offer me a card, trying to rebuild credit is a hard thing to do. But since having my Zopa card my credit score has increased and part of that is down to the Zopa app. It’s so easy to keep an eye on what you have spent vs what you have left and incredibly easy to make one off payments too. Reviewed on: 26th January 2022

Ok

Love the app not very good credit limit Reviewed on: 26th January 2022

Excellent

I find the app they provide so help full to keep an I om spend and pay Reviewed on: 26th January 2022

Simply great insights given by Zopa Team

Customer service is tailored to current Era and encourages a person Valued approach to tackling ones Finances. Great Team. Reviewed on: 26th January 2022

Easy

Very easy and no complicated forms to fill in very quick service 2 days for card to arrive excellent Reviewed on: 26th January 2022

Amazing Zopa

Fantastic bank, very good service Reviewed on: 26th January 2022

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