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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy and helpful

It was very easy to apply for the account and the the app is very helpful and user friendly Reviewed on: 29th March 2022

Great finance company

Easy yo use service/app with lots of financial features Reviewed on: 29th March 2022

Amazing

Great company to deal with, easy to use app and help build my credit rating Reviewed on: 29th March 2022

The best so far

Truthful and helpful credit card Reviewed on: 29th March 2022

Very good

They are fast and i didn't have any issues Reviewed on: 29th March 2022

BEST CREDIT CARD

Zopa is the best credit card compare to other cards because of the options they have given the customer, being a Visa credit card i would strongly suggest this to friends and family Reviewed on: 29th March 2022

Easy and transparent

Credit card transactions appear immediately, even when I make payments, they show up straight away, not 3 days later like others Reviewed on: 29th March 2022

Excellent card

The card is excellent had no problems and app very easy and cheap apr thanks zopa Reviewed on: 29th March 2022

Excellent

Easy to use every day. Good customer service Reviewed on: 29th March 2022

Quick and Easy

Applying for a card was quick and easy and I had my card within a few days. Reviewed on: 29th March 2022

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