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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

65% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Excellent so far

No issues at the moment, excellent so far Reviewed on: 29th March 2022

Easy access quick service manageable payments

Was easy to apply .. Credit limit realistic Payment s show on app immediately Reviewed on: 29th March 2022

Excellent service

From the start always happy to help. Highly recommended. Reviewed on: 29th March 2022

Easy to apply and excellent service.

I have been using Zopa for a while and I cannot fault their product or customer service in any way. Reviewed on: 29th March 2022

Awesome

They believed in me when no one did. I am building my credit history again successfully Reviewed on: 29th March 2022

Im very enjoying

Im very satisfied with zopa service and staff Reviewed on: 29th March 2022

Great guys

They are very professional and helpful Reviewed on: 29th March 2022

Brillian

Its been an amazing experience I can not fault the service. Reviewed on: 29th March 2022

Great service

The service is currently perfect and useful for a customer Reviewed on: 29th March 2022

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