Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Fast and friendly service

Fast answer and very good at keeping you up to date with your account Reviewed on: 28th March 2022

Great first credit card

Great first credit card to get credit score up. App makes it easy to track outgoings Reviewed on: 28th March 2022

Fantastic service

Such a great easy use of a credit card Reviewed on: 28th March 2022

Gives me the opportunity to build up my credit.

It was easy to apply and managed Reviewed on: 28th March 2022

Amazing

Best credit card company by far that I have had and I can assure u I have had few so hats off to you all Reviewed on: 28th March 2022

Amazing!

Awesome! Always friendly and helpful and quick! Reviewed on: 28th March 2022

Very easy to use!

Love Zopa so easy to use and instant access to funds! Highly recommend!!! Reviewed on: 28th March 2022

Zopa gave me an amazing deal on my car, thanks

Very good.. Helped me to purchase my first BMW Reviewed on: 28th March 2022

Excellent Company and great App

It’s been an easy application from that to setting up details and using the app. Would highly recommend Zopa and hope to be a long continued customer as I am also thinking of using them for borrowing when required Reviewed on: 28th March 2022

Excellent card and app.

Zopa is a great card with a truly useful app; I can do everything I need in the app from viewing statements to making extra payments. The affordability/borrowing score is a nice extra too. Highly recommended! Reviewed on: 28th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Opus Credit Card
from NewDay 5.00 from 3 reviews
Purchase credit cards
from MBNA 2.82 from 196 reviews
Platinum Cashback Credit Card
from American Express 4.57 from 69 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5953 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub