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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Very reliable, efficient and recommendable

Very positive experience, and hope my credit limit will increase soon. Reviewed on: 29th March 2022

Great help, fast service

Helped me when I found myself in a financial pinch. Application was quick and easy, funds available quickly. Reviewed on: 29th March 2022

Good

Really enjoy my experience so far Reviewed on: 29th March 2022

Awesome

Was a bit apprehensive about zopa at first. But they have been awesome, really like the way they let you know about spending on your card and keep you up to date with everything. Fantastic company. Reviewed on: 29th March 2022

Excellent Service

One of the best credit card providers out there, they are always communicating with you for what’s best for you! Reviewed on: 29th March 2022

Great Card and service

Having opened a Zopa account the while process was seamless and the app makes controlling my spending totally controllable, I would and have recommended this card as a good solution Reviewed on: 29th March 2022

Great card

Excellent company, very helpful and easy application process. Would recommend to anyone that asks me Reviewed on: 29th March 2022

Help given to me by Zopa

Best credit company you can relay on Reviewed on: 29th March 2022

Easy to use

No issues at all. Great company, easy to work Reviewed on: 29th March 2022

Excellent so far

No issues at the moment, excellent so far Reviewed on: 29th March 2022

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