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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
45% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Excellent credit card experience

5
I have used numerous credit cardd for long in different ciuntries but Zopa offers the best experience of all. Reviewed on: 26th January 2022

Ease of sorting out a card. Recommended by me.

5
No Hazel application. Ease of use. Great. Reviewed on: 26th January 2022

Great little credit card!

5
Great service, fast payment acknowledgement, good for helping restore your positive credit history. Great easy to use app, fast response time and manageable credit limit. Reviewed on: 26th January 2022

Fantastic transparency credit card

5
I love this card and app as it helps you manage your card and also gives you tips on how to improve your credit score Reviewed on: 26th January 2022

Zopa are excellent

5
Never had a problem and everything is easy to understand Reviewed on: 26th January 2022

Zopa the league

5
Zopa is a really easy, stress free use of credit. They are very understanding and here to help you with your finances Reviewed on: 26th January 2022

Very good layout on app and very detailed info on the card

5
Would highly recommend for ease of use and app Reviewed on: 26th January 2022

Best company!

5
Very easy to use app make the charges very clear. And awesome customer service always friendly and happy to help! Reviewed on: 26th January 2022

Great service

5
Always easy to use and great service Reviewed on: 26th January 2022

Outstanding services

4
They have got great customer service and are very patient with you and always ready to offer you help when you need it Reviewed on: 26th January 2022

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