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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

65% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Great service

Great service and very helpful. Reviewed on: 29th March 2022

Easy to sign up and great interest rates

Have been with Zopa for a few months. It's great. Easy to sign up and great interest rates. It has a simple app to use where you could access all you need with just one click. Reviewed on: 29th March 2022

Excellent card, excellent brainstorming

Just saying wow with this fifth generation card. With spending cap, spend controlling facilities, flexibility and you name it! It’s just a fresh breath in a air of crowd. Thanks Zopa. Reviewed on: 29th March 2022

Service

Best service easy to work on app Very reliable Reviewed on: 29th March 2022

The best credit card on the market

Applying, using and the app functionality is all so simple. I like the branding and colour schemes which makes me proud to be a Zopa account holder. Keep doing what your good at and may you win the awards for your creativity and hard work Reviewed on: 29th March 2022

Great service.

Zopa is a great service for my banking. Fantastic app, easy to use. Great and responsive customer service. Highly recommended Reviewed on: 29th March 2022

Zoopa Credit Card

Amaizing tem Only them help me with a credit card Thank you!! Reviewed on: 29th March 2022

Best bank

Excellent company excellent service Reviewed on: 29th March 2022

New user

I found getting approved really simple the app is great! Really easy and smooth process and felt very at ease. Reviewed on: 29th March 2022

Great

Gave me a chance when I wasn't accepted anywhere else giving me a chance to boost my credit score. Reviewed on: 29th March 2022

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