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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent

Just one of the best banks in the UK l will recommend them to any one. Reviewed on: 28th March 2022

Great credit card you can count on

The App, the customer service and efficiency of this company is definitely 100% in my books. They’re spot on with helping you maintain your credit and help with any issues straight away. I highly recommend ZOPA and I’m giving my vote! Reviewed on: 28th March 2022

Life saver

Just when I need you you came along Reviewed on: 28th March 2022

It is very good.

Was quickly to apply. You can although to transfer money in your account. Reviewed on: 28th March 2022

Spending

Spending isnt that much once the bill is produced, very convienient to have zopa on standby Reviewed on: 28th March 2022

Very useful service and good card

The card and site are very good to use and very straight forward and simple. The app is user friendly and I have already recommended this to others. Reviewed on: 28th March 2022

Almost perfect

Just needs more options when using the website, encase you have no access to the app. Reviewed on: 28th March 2022

Title - second chance for credit building

Instance and fast support service. I had no problem using the app compared to its competitors. Service is very effective and interest is very afforadable. Reviewed on: 28th March 2022

No hassle credit card

Never hassle or keep sending emails to raise credit very professional in there business would recommend Reviewed on: 28th March 2022

Easy

This card is easy and always transparent to use. The lenders are responsible, informative and the App is great Reviewed on: 28th March 2022

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