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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
40% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

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3
I think zaps is fantastic credit card company I will recommend to a friend and family Reviewed on: 26th January 2022

Great visa card

5
5 star visa card, always has my back 5* Reviewed on: 26th January 2022

Very professional and helpful

5
First class service always helpful and excellent service well done zopa Reviewed on: 26th January 2022

Simple and easy to navigate

5
Great communication and support Reviewed on: 26th January 2022

Just great!

5
Really easy to use, never had issues with it, the interest rate is good and it helped me a lot especially having 2 kids. I will keep using it. Love it Reviewed on: 26th January 2022

Easiest banking ever

5
Really easy to set up & use. I can keep an eye out at anytime on my spending. Reviewed on: 26th January 2022

Zopa review

4
I will recommend this card. It has very simple and fair terms. Reasonable APR, particularly for building credits scores. Reviewed on: 26th January 2022

Great service

5
Nothing is to much trouble for Zopa, always keep you up to date with any changes, always contact you when you need to pay your monthly payments, great Company Thank you Reviewed on: 26th January 2022

The best bank

5
an easy and fast bank in all your activities Reviewed on: 26th January 2022

Excellent!

5
Brilliant card and quality service! Reviewed on: 26th January 2022

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