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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent service

5
From the start always happy to help. Highly recommended. Reviewed on: 29th March 2022

Easy to apply and excellent service.

5
I have been using Zopa for a while and I cannot fault their product or customer service in any way. Reviewed on: 29th March 2022

Awesome

5
They believed in me when no one did. I am building my credit history again successfully Reviewed on: 29th March 2022

Im very enjoying

5
Im very satisfied with zopa service and staff Reviewed on: 29th March 2022

Great guys

5
They are very professional and helpful Reviewed on: 29th March 2022

Brillian

5
Its been an amazing experience I can not fault the service. Reviewed on: 29th March 2022

Recommended

4
Enjoy using Zopa, only downside is no apple pay Reviewed on: 29th March 2022

Great service

5
The service is currently perfect and useful for a customer Reviewed on: 29th March 2022

Great service

5
Great service and very helpful. Reviewed on: 29th March 2022

Easy to sign up and great interest rates

5
Have been with Zopa for a few months. It's great. Easy to sign up and great interest rates. It has a simple app to use where you could access all you need with just one click. Reviewed on: 29th March 2022

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