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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent card, excellent brainstorming

Just saying wow with this fifth generation card. With spending cap, spend controlling facilities, flexibility and you name it! It’s just a fresh breath in a air of crowd. Thanks Zopa. Reviewed on: 29th March 2022

Service

Best service easy to work on app Very reliable Reviewed on: 29th March 2022

The best credit card on the market

Applying, using and the app functionality is all so simple. I like the branding and colour schemes which makes me proud to be a Zopa account holder. Keep doing what your good at and may you win the awards for your creativity and hard work Reviewed on: 29th March 2022

Great service.

Zopa is a great service for my banking. Fantastic app, easy to use. Great and responsive customer service. Highly recommended Reviewed on: 29th March 2022

Zoopa Credit Card

Amaizing tem Only them help me with a credit card Thank you!! Reviewed on: 29th March 2022

Best bank

Excellent company excellent service Reviewed on: 29th March 2022

New user

I found getting approved really simple the app is great! Really easy and smooth process and felt very at ease. Reviewed on: 29th March 2022

Great

Gave me a chance when I wasn't accepted anywhere else giving me a chance to boost my credit score. Reviewed on: 29th March 2022

Zopa are very helpful and understanding

Zopa have helped me when I was turned down by other banks Reviewed on: 29th March 2022

Super

Super ușor de folositsi de încredere Reviewed on: 29th March 2022

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