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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good credit card

Zopa has been a good credit card to use Reviewed on: 15th January 2026

Easiest app to use in my opinion.

Easiest app to use in my opinion. Service and communication is excellent. Reviewed on: 15th January 2026

Simples Great

Very good experience great app great credit card Reviewed on: 15th January 2026

Wonderful to open nice balanced credit limit easy to...

Wonderful to open nice balanced credit limit easy to pay Reviewed on: 15th January 2026

Very easy to apply for.

Very easy to apply for. Everything went nice and smooth, no issues at all. Reviewed on: 15th January 2026

Very good company to deal with great customer care a...

Very good company to deal with great customer care and easy to talk to App is easy to use Reviewed on: 15th January 2026

Professional, good communication

Professional, good communication Reviewed on: 15th January 2026

The most straight forward and easy card to use.

The most straight forward and easy card to use. The app is brilliant too. Reviewed on: 15th January 2026

Absolutely Amazing

Using ZOPA has helped me improve my credit score and it’s easy to use very manageable and would 100% recommend Reviewed on: 15th January 2026

No problems with zopa credit card.

I have never had any problems with zopa credit card. It has many extra features to any other credit card I've ever had I can even turn off taking cash payments out on my zopa app it's just brilliant for what I require. Reviewed on: 15th January 2026

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