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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

I struggled to get a credit card due to a bad credit...

I struggled to get a credit card due to a bad credit history. Zopa listened to me gave me a card and set me on the way to repairing the damage Reviewed on: 15th January 2026

Great card and great service provided.

Great card and great service provided. Reviewed on: 15th January 2026

Fantastic credit card provider.

Fantastic credit card provider. Easy to use app with straight forward clear and easy to understand information information. It has been a pleasure using my Zopa credit card Reviewed on: 15th January 2026

Good. l thanks

Good very good.veey,very good...thanks Reviewed on: 15th January 2026

Best About

Easy to use. App excellent to navigate Reviewed on: 15th January 2026

Excellent service with super easy app to keep track

Excellent service with super easy app to keep track Reviewed on: 15th January 2026

I’ve not had to communicate with them much but when...

I’ve not had to communicate with them much but when I have it’s been prompt Reviewed on: 15th January 2026

Have been with zopa for a while now and havnt had an...

Have been with zopa for a while now and havnt had any issues at all the whole zopa experiance has been flawless keep up the good work. Reviewed on: 15th January 2026

Help People

Many thanks for the help! Many thanks for the help! Many thanks for the help! Reviewed on: 15th January 2026

Great Company

Very easy to contact and very helpful with any problems or queries. The easy way of applying for a card is a great way to increase your credit score. Reviewed on: 15th January 2026

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