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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent credit card provider with fantastic custom...

Excellent credit card provider with fantastic customer service Reviewed on: 15th January 2026

Good credit card for shopping and good help .

Good credit card for shopping and good help . Reviewed on: 15th January 2026

Your little friend

Easy to understand with outstanding customer service and rates. Trustful, competitive and very professional. Reviewed on: 15th January 2026

Easy and Simple.

My application was straight forward,fast easy with no. fuss. Excellent interest rates with good features and safety on your account. I would highly recommend to anyone looking for a credit card. You also can get increases to your credit limit after six months if you keep within your limit and pay your minimum payments on time. Reviewed on: 15th January 2026

Is easy to use and track and the % pay back is very...

Is easy to use and track and the % pay back is very affordable especially when you don’t have the best credit score, which this card helped improve my score Reviewed on: 15th January 2026

Great efficient

Easy to understand and control fast customer service Reviewed on: 15th January 2026

Never had any problems wa Zopa any I need to know I...

Never had any problems wa Zopa any I need to know I just need to go in to my app Reviewed on: 15th January 2026

Seamless and Awesome.

Seamless and Awesome. Reliable Credit Card anytime, any where. Reviewed on: 15th January 2026

Best credit card ever.

Great credit card for those with bad credit helped me me and my family Reviewed on: 15th January 2026

Very good zopa experience a credit card.

Very good zopa experience a credit card. Thank Reviewed on: 15th January 2026

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