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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

I'm happy with my card easy app and good...

I'm happy with my card easy app and good help Reviewed on: 26th April 2025

Good app but interest is little high

Good app but interest is little high Reviewed on: 26th April 2025

Over 2 years

Have been with this company over 2 years and have never had a problem Reviewed on: 26th April 2025

Amazing credit card ,i recommend it to anyone who wa...

Amazing credit card ,i recommend it to anyone who wants it Reviewed on: 26th April 2025

Excellent

Every time I've contacted them very helpful 10/10 Reviewed on: 26th April 2025

top dollar

zopa always there when you need then . top dollar as they say. when your short they got your back , i feel in control of my finances. Reviewed on: 26th April 2025

Great customer service

Great customer service and the mobile app for the credit card is so easy to use and understand. It helps me grow my credit score Reviewed on: 26th April 2025

Zopa’s credit card has great features

Zopa’s credit card has great features Reviewed on: 26th April 2025

Haven't had anything I could fault with Zopa plenty...

Haven't had anything I could fault with Zopa plenty of updates via eemail. The app is extremely easy to navigate Reviewed on: 26th April 2025

Excellent service and presentation of products.

Excellent service and presentation of products. Reviewed on: 26th April 2025

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