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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

ease of use

Being a technophobe i was wary about the whole setting up an app and maintaining my account. However it could not have been more easy. Reviewed on: 29th March 2022

Star

Best bank easy access and quick response Reviewed on: 29th March 2022

Great Card... Responsible Lender

Great card to help build your credit rating Reviewed on: 29th March 2022

Due a award

One of the best ,easy to deal with Reviewed on: 29th March 2022

Good job

Keep the good work and keep improving yourself Reviewed on: 29th March 2022

Easy and efficient.

Easy application process, good added security when purchasing online. App excellent for keeping track of your account. Reviewed on: 29th March 2022

Very good service overall!

So far had a great experience with Zopa - their app is great and easy to use and the service has been great too. Reviewed on: 29th March 2022

Easy to use app

I have been with Zopa for a long time and I have found it a great card which keeps you informed of any use. The app is very good and easy to use. Reviewed on: 29th March 2022

Great back up :)

The Zopa card is a great back up to have when you need it. Always handy for me before payday Reviewed on: 29th March 2022

Perfect

Perfect card for those rejected elsewhere. Reviewed on: 29th March 2022

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