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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to deal with company

Very good communication & a simple to use app. Carf is easy to use as is making repayments Reviewed on: 15th January 2026

My Zopa credit card has my finances under control.

My Zopa credit card has helped me get back in control with my finances. The app is super easy to use and whenever I have needed to make a call the call handler is always able to assist and help me. I have a Zopa credit card and have also had a previous loan with Zopa which is now paid off in full. Great service. Reviewed on: 15th January 2026

I struggled to get a credit card due to a bad credit...

I struggled to get a credit card due to a bad credit history. Zopa listened to me gave me a card and set me on the way to repairing the damage Reviewed on: 15th January 2026

Great card and great service provided.

Great card and great service provided. Reviewed on: 15th January 2026

Fantastic credit card provider.

Fantastic credit card provider. Easy to use app with straight forward clear and easy to understand information information. It has been a pleasure using my Zopa credit card Reviewed on: 15th January 2026

Good. l thanks

Good very good.veey,very good...thanks Reviewed on: 15th January 2026

Best About

Easy to use. App excellent to navigate Reviewed on: 15th January 2026

Excellent service with super easy app to keep track

Excellent service with super easy app to keep track Reviewed on: 15th January 2026

I’ve not had to communicate with them much but when...

I’ve not had to communicate with them much but when I have it’s been prompt Reviewed on: 15th January 2026

Have been with zopa for a while now and havnt had an...

Have been with zopa for a while now and havnt had any issues at all the whole zopa experiance has been flawless keep up the good work. Reviewed on: 15th January 2026

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