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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Have been with zopa for a while now and havnt had an...

Have been with zopa for a while now and havnt had any issues at all the whole zopa experiance has been flawless keep up the good work. Reviewed on: 15th January 2026

Help People

Many thanks for the help! Many thanks for the help! Many thanks for the help! Reviewed on: 15th January 2026

Great Company

Very easy to contact and very helpful with any problems or queries. The easy way of applying for a card is a great way to increase your credit score. Reviewed on: 15th January 2026

Excellent credit card provider with fantastic custom...

Excellent credit card provider with fantastic customer service Reviewed on: 15th January 2026

Good credit card for shopping and good help .

Good credit card for shopping and good help . Reviewed on: 15th January 2026

Your little friend

Easy to understand with outstanding customer service and rates. Trustful, competitive and very professional. Reviewed on: 15th January 2026

Easy and Simple.

My application was straight forward,fast easy with no. fuss. Excellent interest rates with good features and safety on your account. I would highly recommend to anyone looking for a credit card. You also can get increases to your credit limit after six months if you keep within your limit and pay your minimum payments on time. Reviewed on: 15th January 2026

Is easy to use and track and the % pay back is very...

Is easy to use and track and the % pay back is very affordable especially when you don’t have the best credit score, which this card helped improve my score Reviewed on: 15th January 2026

Great efficient

Easy to understand and control fast customer service Reviewed on: 15th January 2026

Never had any problems wa Zopa any I need to know I...

Never had any problems wa Zopa any I need to know I just need to go in to my app Reviewed on: 15th January 2026

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