Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Just brilliant

5
So easy just perfect so straight forward Reviewed on: 29th March 2022
Mrs johnson's avatar
Mrs johnson

Excellent

5
Never had a problem exalent company and always there on end of phone if u need them Reviewed on: 29th March 2022
Wayne Boyes's avatar
Wayne Boyes

It's a pleasure to work with you. Thank you

5
I use it all the time. I can't do this without her. Thank you Reviewed on: 29th March 2022
Tsvetanka Mavrikova's avatar
Tsvetanka Mavrikova

Brilliant

5
Brilliant ,help and advice with many money issues . Reviewed on: 29th March 2022
Lucy 's avatar
Lucy

Excellent service

5
I applied online and after a few checks I was approved, my card came within a week and the app on my phone is great as I can see my statements and make payments for my card, I would highly recommend zopa and no faults at all, thank you zopa bank. Reviewed on: 29th March 2022
Daniel davis 's avatar
Daniel davis

Very easy to use

5
I have only had my account for 6 months but I fell supported by Zopa they have encouraged me to save money and constantly send me updates on my credit score and my account I would say they go above and beyond to help you as a customer Reviewed on: 29th March 2022
Mark crompton's avatar
Mark crompton

Absolutely brilliant

5
I’ve only used Zopa now for nearly a month but they have been absolutely brilliant Reviewed on: 29th March 2022
Jay Ayres's avatar
Jay Ayres

Excellent

5
They really help with all your credit needs. They let you know when you go near your limit and you can pay always pay extra. The interest in fair. Perfect 10. Reviewed on: 29th March 2022
James Chapman 's avatar
James Chapman

Splendid service

5
Zopa trusted me and gave me the opportunity to rebuild my credit history after my IVA. So for that I am truly grateful Reviewed on: 29th March 2022
Dagmara's avatar
Dagmara

Outstanding

5
Very helpful and best bank. All the notifications and important messages will be posted immediately Reviewed on: 29th March 2022
Jyotsna kadam's avatar
Jyotsna kadam

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69088 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.86 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill