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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Credit with ease

Ease of getting a zopa card and helpful staff if you need to phone them.really friendly and helpful if you have a problem. Reviewed on: 15th January 2026

Fantastic card facilities, with easy and fuss free a...

Fantastic card facilities, with easy and fuss free application process Reviewed on: 15th January 2026

Great card, Great customer service

Great card, Great customer service Reviewed on: 15th January 2026

Amazing service - with up to date messages of what...

Fabulous service - with up to date messages of what i’ve spent and what i have left perfect for a busy schedule Reviewed on: 15th January 2026

Helped me build my credit the first to say yes and g...

Helped me build my credit the first to say yes and gave me a chance Reviewed on: 15th January 2026

Amazing service and quick effortless process.

Amazing service and quick effortless process. Reviewed on: 15th January 2026

I ham relly.

I ham relly. Happy with this card and wood tell all friends and family two get won. Reviewed on: 15th January 2026

First Class

Everything has gone extremely smoothly in my dealings with Zopa - whom I can thoroughly recommend Reviewed on: 15th January 2026

Got a loan from Zopa at a very satisfactory interest...

Got a loan from Zopa at a very satisfactory interest rate Reviewed on: 15th January 2026

Brilliant company, app and credit card always there...

Brilliant company, app and credit card always there if you have any queries Reviewed on: 15th January 2026

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Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
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