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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Perfect all round

Just great all round easy to use, updated on extras and always notified about payment dues Reviewed on: 26th April 2025

Helped me get my credit back in order

Helped me get my credit back in order Reviewed on: 26th April 2025

Very good card, communication is good.

Very good card, communication is good. Reviewed on: 26th April 2025

The rate is affordable and they are reliable.

The rates are affordable, and the service is reliable. Customer service representatives are friendly and polite. They always strive to provide the best advice for resolving issues. Reviewed on: 26th April 2025

True professional and an amazing company

True professional and an amazing company Reviewed on: 26th April 2025

Very good, excellent

Very good, excellent, unbelievable Reviewed on: 26th April 2025

Excellence service and satisfied

Excellence service and satisfied Reviewed on: 26th April 2025

Excellent customer service and very helpful to navig...

Excellent customer service and very helpful to navigate through my options! Reviewed on: 26th April 2025

Great experience very helpful have never let me down

Great experience very helpful have never let me down Reviewed on: 26th April 2025

No issues or concerns at all.

No issues or concerns at all.Easy to understand no hidden small print.Helpful and professional.App is easy to use and naviagte.A good credit card to have for those unexpected expenses Reviewed on: 26th April 2025

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