Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great communication easy to understand

5
Great communication easy to understand Reviewed on: 15th January 2026

Dopamine has great customer services and very easy...

5
Dopamine has great customer services and very easy to deal with any problems Reviewed on: 15th January 2026

Good bank, very easy to deal with

5
Good bank, very easy to deal with Reviewed on: 15th January 2026

Been with Zopa nearly 2 years been great and there c...

5
Been with Zopa nearly 2 years been great and there customer service is also great Reviewed on: 15th January 2026

Great service

5
Great experience my first bank in uk and probably the last one aswell Reviewed on: 15th January 2026

Excellent app easy to use.

5
Excellent app easy to use. Although credit limit raises could be easier. Reviewed on: 15th January 2026

Not at the moment as a little busy at the moment.

5
Not at the moment as a little busy at the moment. Will do later though. Reviewed on: 15th January 2026

Easy to use

5
No problems easy to use and good customer service when needed Reviewed on: 15th January 2026

Great service and they keep you posted on your accou...

5
Great service and they keep you posted on your account and product's Reviewed on: 15th January 2026

Great and easy to use

5
Great and easy to use. Would recommend to anyone thanks Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products