Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

View other Zopa products

4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good lender but be implementing...

Good lender, but believe as in US to be implementing and interest rate applicable cap and lot lower than currently Reviewed on: 15th January 2026

Great credit card

Love using my cable credit card for small things.Great,and easy to use. Reviewed on: 15th January 2026

Very easy to use,lords of useful features

Very easy to use,lords of useful features Reviewed on: 15th January 2026

Fantastic customer service

Fantastic company with excellent customer service Reviewed on: 15th January 2026

Great app , good service, easy to keep track

Great app , good service, easy to keep track Reviewed on: 15th January 2026

Money care

Very helpful setting up a account Reviewed on: 15th January 2026

Great credit card, Zopa app is very easy to use wit...

Great credit card, Zopa app is very easy to use with everything that you need on it Reviewed on: 15th January 2026

They're fast and reliable and there customer relatio...

They're fast and reliable and there customer relationship is the best in uk. Reviewed on: 15th January 2026

Zopa is the one for me

They sprays make sure u have a good experience Reviewed on: 15th January 2026

So easy to use and no nagging emails or phone calls...

So easy to use and no nagging emails or phone calls fantastic Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Black Diamond Visa
from Vanquis 4.21 from 10 reviews
Credit card
from Luma 4.16 from 3 reviews
Classic Extra Card (discontinued)
from Capital One 4.08 from 6 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub