Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Efficient & fast easy to contact

Efficient & fast easy to contact Reviewed on: 15th January 2026

Ease of use, and good quality service and support

Ease of use, and good quality service and support Reviewed on: 15th January 2026

Zopa are straight forward, friendly whilst being pro...

Zopa are straight forward, friendly whilst being professional, a refreshing banking solution. Reviewed on: 15th January 2026

I have Zopa and I apply for my family member...

I have Zopa and I apply for my family member as well Reviewed on: 15th January 2026

Never had a problem always had excellent service

Never had a problem always had excellent service Reviewed on: 15th January 2026

Life saving y est easy to deal with

Very impressive good interest easy to deal with Reviewed on: 15th January 2026

Always helpful

Always helpful and swift responses received. Look after you by not letting you extend your credit when it is unaffordable. Reviewed on: 15th January 2026

I have obtained visa credit card I have had ve...

Since I have obtained visa credit card I have had very good dealings with Zopa Reviewed on: 15th January 2026

Great service and customer friendly service

Great service and customer friendly service Reviewed on: 15th January 2026

Iv been with zola for a while now and they have been...

Iv been with zola for a while now and they have been there every step of the way and help me achieve my goals Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder card
from thimbl. 4.41 from 18 reviews
Credit card
from Jaja Finance 4.72 from 2531 reviews
American Express Credit Card
from American Express 3.80 from 120 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub