Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

I have had the good experience with them recommend

I have had the good experience with them recommend Reviewed on: 25th April 2025

Loved every minute of it enjoyed

Loved every minute of it always been there when needed Reviewed on: 25th April 2025

My experience with Zopa has been great, I have and u...

My experience with Zopa has been great, I have and use the credit card without problem,they provide me with credit statement on time this allowed me informed about debit. They are good. Reviewed on: 25th April 2025

Great service

Had no problem with service at all very happy Reviewed on: 25th April 2025

Simple Zopa

So easy to use , simple instructions & security features. Reviewed on: 25th April 2025

Incredible and easy application and user friendly

Incredible and easy application and user friendly Reviewed on: 25th April 2025

The credit limit is very low as compared to others.

The credit limit is very low as compared to others. I m using credit very carefully but there is no credit limit changes. Reviewed on: 25th April 2025

I find Zopa to want to help customers as much as pos...

I find Zopa to want to help customers as much as possible. I like their approach! Reviewed on: 25th April 2025

Excellent service but respecting could increase get...

Excellent service but respecting could increase get more limit credit Reviewed on: 25th April 2025

Zopa is one among millions of banks with good credit...

Zopa is one among millions of banks with good credit card, Express service. I will also wish my credit limit is increased to suit my daily transaction. Reviewed on: 25th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flexicard
from Halifax 4.57 from 5 reviews
Credit card
from Vanquis 4.25 from 555 reviews
Initial Credit Card
from Barclaycard 4.01 from 118 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub