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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

The clarity is refreshing.

The clarity is refreshing. Zopa does exactly what it says on the tin! Reviewed on: 15th January 2026

Zopa listens l

Zopa listens , Zopa application process was simple . The app is user friendly and a lot of useful insights to help you make better financial choices. Reviewed on: 15th January 2026

Great service and friendly team, the app is really s...

Great service and friendly team, the app is really simple to use and offers all the control features you could expect, payments reflect almost immediately. Fee's can be a bit silly if you use the card incorrectly but let it be the motivation to make better choices Reviewed on: 15th January 2026

IT WAS AN EASY PROCES TO APLY FOR THE CARD AND EVERY...

IT WAS AN EASY PROCES TO APLY FOR THE CARD AND EVERYTIME i NEED IT SUPPORT FROM CUSTOMER SERVICE THEY WERE HELPFUL AND TRANSPARENT Reviewed on: 15th January 2026

Excellent service

Excellent service well recommended Reviewed on: 15th January 2026

Zopa is an excellent credit card to have

Zopa is an excellent credit card to have Reviewed on: 15th January 2026

Thank you Zopa

I am in the process of rebuilding my credit after a costly divorce. Zopa have supported this every step of the way, allowing me a credit card, so that I can start to build my way back to a secure financial future. Reviewed on: 15th January 2026

Easy to use and very secure

Easy to use and very secure , great app and easy to follow. Reviewed on: 15th January 2026

.card issues

There has been no issues with the card vir when contacting customer service they were excellent Reviewed on: 15th January 2026

Never had any problems with my zopa account since I...

Never had any problems with my zopa account since I opened it i use it all the time as a disabled person I don't like carrying cash with me in the current situation in this country Reviewed on: 15th January 2026

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