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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Easy to use app, good communication

Not had any issues, alerts come to me when I am close to my limit and when statements and payments are due. Easy to use app. Reviewed on: 25th April 2025

Just great excellent product would recommend to anyone

Just great excellent product would recommend to anyone Reviewed on: 25th April 2025

Great service nice and friendly staff best customer...

Great service nice and friendly staff best customer service and best credit card to have handy Reviewed on: 25th April 2025

Great card great customer service

Great card great customer service Reviewed on: 25th April 2025

Always been very informative about my payment dates...

Always been very informative about my payment dates and more products Reviewed on: 25th April 2025

Zopa Really great card I had great experience in reg...

Zopa Really great card I had great experience in regards to applying for the card easier to apply online I recommend it to everyone Reviewed on: 25th April 2025

All positive - great efficiency.

All positive - great efficiency. Reviewed on: 25th April 2025

Responsible and easy

Very easy setting up, get great tips and reminders on how to manage money more responsibly Reviewed on: 25th April 2025

Brilliant card

Always keep you informed and very friendly if you call them Reviewed on: 25th April 2025

Fantastic service and they respond promptly to quest...

Fantastic service and they respond promptly to questions. Reviewed on: 25th April 2025

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