Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

It does what it says and is nominated for.

It does what it says and is nominated for. Reviewed on: 15th January 2026

Zopa is efficient and brilliant, have never been dis...

Zopa is efficient and brilliant, have never been disappointed! Reviewed on: 15th January 2026

Spending

Was very easy to apply was suprised I was excepted as I don’t have a great credit score and the app keeps me on track as I can see what I am spending Reviewed on: 15th January 2026

I good have always had a good experience with Zopa

I have always had a good experience with Zopa Reviewed on: 15th January 2026

I'm quite happy with it

I'm quite happy with it and no issues Reviewed on: 15th January 2026

Not bad to say had nothing but a good experience...

Not bad to say had nothing but a good experience Reviewed on: 15th January 2026

They are very heloful ,always there when i need help...

They are very heloful ,always there when i need help, very helpful and they helped me alot by giving me a card l Reviewed on: 15th January 2026

I love their interface and I find their app easy to...

I love their interface and I find their app easy to use. Reviewed on: 15th January 2026

Easyto apply , regularly updated about payments

Easy to apply , regularly updated about payments Reviewed on: 15th January 2026

Easy and quick application, good interest rates and...

Easy and quick application, good interest rates and good communication Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aquis Card
from Vanquis 4.48 from 44 reviews
Everyday Credit Card
from Creation 4.03 from 22 reviews
Initial credit card (discontinued)
from Barclaycard 3.60 from 122 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub