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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022
Michael 's avatar
Michael

Good service credit increases good

5
Good service credit increases good Reviewed on: 15th January 2026
Martin D's avatar
Martin D

Zopa Credit Card

5
I have nothing but good things to say. I haven’t spoken to anyone at Zopa so can’t rate the customer service Reviewed on: 15th January 2026
Wayne H's avatar
Wayne H

Good experience throughout and very easy

5
Good experience throughout and very easy Reviewed on: 15th January 2026
Shannon C's avatar
Shannon C

Zopa was easy to deal with.

5
Zopa was easy to deal with. Fast application and a good starting credit limit. They have a great app that helps you keep track of spending. It feels that they are there for us Reviewed on: 15th January 2026
Christopher W's avatar
Christopher W

Really happy with the service received and the Zopa...

5
Really happy with the service received and the Zopa App is really easy to navigate! Reviewed on: 15th January 2026
Victoria A's avatar
Victoria A

Quick, friendly and helpful.

5
Quick, friendly and helpful. Customer services are very efficient. It took next to no time to resolve my issues. I also like the banking app and how user friendly it is Reviewed on: 15th January 2026
Daniel p's avatar
Daniel p

Really easy to use and affordable with a great frien...

5
Really easy to use and affordable with a great friendly team who are willing to help with any issues. Reviewed on: 15th January 2026
Benj's avatar
Benj

Very fast and efficient service.

5
Very fast and efficient service. Any issues are dealt with quickly. Will contact you as soon as any suspicious activity Reviewed on: 15th January 2026
Karen M's avatar
Karen M

It good and easy to use and helping me build...

5
It good and easy to use and helping me build my credit Reviewed on: 15th January 2026
Mandy Hoe's avatar
Mandy Hoe

Easy peasy

5
Easy to set up my accounts. My account opened and was able to use instantly. Easy to navigate through the online app. Good rates and a happy customer. Reviewed on: 15th January 2026
Nathan W's avatar
Nathan W

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