Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Quick and easy application process and the app is ea...

Quick and easy application process and the app is easy to navigate. Reviewed on: 15th January 2026

Excellent service

I’m a recent customer and have had a great experience so far. I’ve had a credit increases loan options it’s been great. Reviewed on: 15th January 2026

Excellent card,...

Excellent card, doesn’t give you a massive credit but enough so it can be paid back so hopefully helpful for a better credit score. Reviewed on: 15th January 2026

Since I applied everything was straight forward , cl...

Since I applied everything was straight forward , clear and a great company Reviewed on: 15th January 2026

Highly recommend using card great to add to your wallet

Highly recommend using card great to add to your wallet Reviewed on: 15th January 2026

Zopa service is excellent zopa credit card is really...

Zopa service is excellent zopa credit card is really help to online shopping use traveling Reviewed on: 15th January 2026

I love the way dopamine do business

I love the way dopamine do business Reviewed on: 15th January 2026

Always keep me updated about my account.

Always keep me updated about my account. Reviewed on: 15th January 2026

Lovely customer service, really helpful

Lovely customer service, really helpful Reviewed on: 15th January 2026

I receive excellent customer service & support from...

I receive excellent customer service & support from Zopa each time. The app is easy to use. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday spending credit cards
from Halifax 4.36 from 75 reviews
Chrome Card
from Vanquis 4.08 from 8 reviews
Credit card
from Post Office 3.49 from 116 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub