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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Have always been very happy with the service

Have always been very happy with the service Reviewed on: 15th January 2026

Very easy and it help a lot building your credit

Very easy and it help a lot building your credit Reviewed on: 15th January 2026

Excellent company

Excellent company very good with customer service and support Reviewed on: 15th January 2026

Great credit card providers

Ive had a great experience when no other provider would help me Reviewed on: 15th January 2026

I took out a Zopa card to help with my bad credit sc...

I took out a Zopa card to help with my bad credit scoring. The process was very easy and was set up quickly and my credit score has risen. Reviewed on: 15th January 2026

Helpful staff, manage to get in touch very fast,

Helpful staff, manage to get in touch very fast, Reviewed on: 15th January 2026

Always a pleasure to deal with with fast response, r...

Always a pleasure to deal with with fast response, respectful on the phone, good at resolving any issues Reviewed on: 15th January 2026

ZOPA CREDIT CARD EXCELLENT

Brilliant communication excellent service and great interest. Puts the customer first always Reviewed on: 15th January 2026

I found it easy to apply for the card and since I ha...

I found it easy to apply for the card and since I have been using the card my credit score went up Reviewed on: 15th January 2026

When I was in big problems to sort my financial stru...

When I was in big problems to sort my financial struggles.... they comes to my request... Reviewed on: 15th January 2026

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