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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Zopa gave me a credit card and chance to prove I can...

Zopa gave me a credit card and chance to prove I can manage a credit card excellent company recommend to anyone with poor credit Reviewed on: 24th April 2025

joining was a good move

Easy to deal with very helpful and interest rate is reasonable l would happily recommend them Reviewed on: 24th April 2025

Very good credit cards and not much pay back a...

Very good credit cards and not much pay back a month Reviewed on: 24th April 2025

Good customer service also efficient

Good customer service also efficient Reviewed on: 24th April 2025

It’s a very good credit card.

It’s a very good credit card. East to get amd use. Reviewed on: 24th April 2025

Super product!

Communication is clear and timely. Great flexibility for payment structure. Quick and simple application process Reviewed on: 24th April 2025

Great service amazing product Would recommend it to...

Great service amazing product Would recommend it to everyone Reviewed on: 24th April 2025

Good service, great app and overall a professional s...

Good service, great app and overall a professional service Reviewed on: 24th April 2025

Just easy to pay and clear what you owe

Just easy to pay and clear what you owe Reviewed on: 24th April 2025

Good app good customer service and great card

Good app good customer service great card Reviewed on: 24th April 2025

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