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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Everything works as Zopa promised.

Everything works as Zopa promised, I personally enjoy everything about Zopa Reviewed on: 15th April 2026

Zopa is simple to use.

Zopa account is simple to use, is not intrusive and keeps me up to date with essential information Reviewed on: 15th April 2026

Excellent Customer Service

Whenever I have needed to speak to customer service they have always been helpful polite and courteous. The app is easy to use and notifications of payments are helpful. Reviewed on: 15th April 2026

Great company gave me a chance and has good deals

Great company gave me a chance and has good deals Reviewed on: 15th April 2026

I have not experience any issues with Zopa Bank.

I have not experience any issues with Zopa Bank. Zopa Bank provides sufficient information on there app daily which i find very helpful. Reviewed on: 15th April 2026

can not fault all services i have used

can not fault all services i have used Reviewed on: 15th April 2026

Absolutely brilliant no problems with them the card...

Absolutely brilliant no problems with them the card or the App Reviewed on: 15th April 2026

Great experience from start to finish with this comp...

Great experience from start to finish with this company, customer service are amazing and always on hand to sort out any query’s you may have, interest rates are good compared to other companies providing the same services. Overall very happy Reviewed on: 15th April 2026

Good experience very useful

Good experience and useing very friendly Reviewed on: 15th April 2026

Always excellent service good value for money excell...

Always excellent service good value for money excellent customer support Reviewed on: 15th April 2026

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