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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Extremely pleased with Zopa, great value and brillia...

Extremely pleased with Zopa, great value and brilliant customer service, would definitely recommend them Reviewed on: 15th January 2026

Very good service

Very good service as always from Zopa Reviewed on: 15th January 2026

Everything very good,no hassle card

Everything very good,no hassle card Reviewed on: 15th January 2026

From beginning been so helpful and accommodating & i...

From beginning been so helpful and accommodating & informative Reviewed on: 15th January 2026

Great Provider

Zopa were there when I needed them Reviewed on: 15th January 2026

It was easy to set up and the received swift...

It was easy to set up and the received swift decision Reviewed on: 15th January 2026

Fantastic experience

Fantastic experienced every thing is very simple and straightforward. Reviewed on: 15th January 2026

Its been great.

Its been great. They gave me a card when nobody else would touch me due to poor credit Reviewed on: 15th January 2026

So handy to have in emergency and every day use...

So handy to have in emergency and every day use Reviewed on: 15th January 2026

excellent service the App is very easy to use and th...

excellent service the App is very easy to use and the team are very responsive Reviewed on: 15th January 2026

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