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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Satisfaction review

I`m satisfied with the Zopa services especially when it comes to mutual understanding regarding payment difficulties with their customers. They strive to make their customers feel at home with payment issues. Reviewed on: 15th January 2026

Great company and app

Very easy to apply for card .App makes it easy to track your spending and when payment is due . Reviewed on: 15th January 2026

It’s just a really good card, nothing hidden!

It’s just a really good card, nothing hidden! Reviewed on: 15th January 2026

Fantastic card company.

Fantastic card company. Very helpful. Reviewed on: 15th January 2026

When I received zopa credit card using it without an...

When I received zopa credit card using it without any problem troubles free to use Reviewed on: 15th January 2026

Experience has always been very good.

Experience has always been very good. No complaints Reviewed on: 15th January 2026

Hhvery good experience and I was so happy that ZOP...

Had very good experience and I was so happy that ZOPA gave me a loan, I’m hoping once I paid loan back I will be able to get another one. Reviewed on: 15th January 2026

Excellent service provide

Excellent services provide. Good tools to made payments Reviewed on: 15th January 2026

Easy to use and happy since had the car

Easy to use and happy since had the car Reviewed on: 15th January 2026

Good never had any problems or issues

Good never had any problems or issues Reviewed on: 15th January 2026

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