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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

It’s a fantastic card account offering great rates a...

It’s a fantastic card account offering great rates and repayments and offering great repayment loans Reviewed on: 15th January 2026

Very easy to deal with and easy to set up and to dea...

Very easy to deal with and easy to set up and to deal with them to thank you so much Reviewed on: 15th January 2026

It was good and easy I will recommend people to...

It was good and easy I will recommend people to use it Reviewed on: 15th January 2026

Been amazing always helped me out and always

Been amazing always helped me out and always Reviewed on: 15th January 2026

App very easy to use.

App very easy to use. Emails very informative and useful Reviewed on: 15th January 2026

Easy to use and good information when needed

Easy to use and good information when needed Reviewed on: 15th January 2026

Super and Briliant

Good and secure services also helpful for your what ever you need. Reviewed on: 15th January 2026

Great customer service, easy access via the app.

Great customer service, easy access via the app. Reviewed on: 15th January 2026

never had a real problem only small problem but cust...

never had a real problem only small problem but customer service sorted very quickly Reviewed on: 15th January 2026

credit builder

Good credit builder,easy to use,will recommend to family and frirnds Reviewed on: 15th January 2026

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Want to see more from Zopa?

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