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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,504 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43504)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Never had any issues at all excellent service

Never had any issues at all excellent service Reviewed on: 24th April 2025

Excellent customer service

Great excellent service customer service very responsive Reviewed on: 24th April 2025

Zopa application is very easy and very clear and con...

Zopa application is very easy and very clear and concise information, secure and reliable Platform.Zopa is best service provider. Reviewed on: 24th April 2025

Excellent service.

Excellent service. Very helpful. Recommended. Reviewed on: 24th April 2025

Feels like part of a family.

Feels like part of a family. In addition to my credit I have savings schemes and a debit card. Great communication and easy and safe transfers between accounts and other held accounts. Reviewed on: 24th April 2025

Satisfied customer

Easy online paying and instantly. Reviewed on: 24th April 2025

Quick and easy to navigate and easy to download the...

Quick and easy to navigate and easy to download the app also cheap repayments too Reviewed on: 24th April 2025

I like very much . I used all Zopa Products

I like very much . I used all Zopa products Reviewed on: 24th April 2025

Always great, easy banking.

Always great, easy banking. No problems at all. Responsible borrowing. Reviewed on: 24th April 2025

Just what I need

Communication is regular and clear. The app is easy to use and everything just works. Super handy having the option for a credit cushion on your balance. Reviewed on: 24th April 2025

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