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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

I find Zopa very good and fair the apr is better the...

I find Zopa very good and fair the apr is better then other credit cards and there customer contact center is very helpful I would how ever like to be able to use my card on Apple Pay which you currently don’t offer maybe Zopa could consider adding this Reviewed on: 24th April 2025

Very polite and friendly

Always there to help polite always keep you informed Reviewed on: 24th April 2025

Hassle-Free

From the out set this has been a hassle-free experience Reviewed on: 24th April 2025

Great card , clear application.

Great card , clear application. Si easy to manage. Reviewed on: 24th April 2025

Good.as first card

Good. For me as have low credit score. Reviewed on: 24th April 2025

Great service, excellent credit card provider.

Great service, excellent credit card provider. Easy and efficient to use the app and plenty of information given Reviewed on: 24th April 2025

Great card and great service.

Great card and great service. The app is amazing and card works well with Samsung wallet Reviewed on: 24th April 2025

Zopa is very efficient in dealing with customers pro...

Zopa is very efficient in dealing with customers problems. Reviewed on: 24th April 2025

Excellent product and customer service and support

Excellent product and customer service and support Reviewed on: 24th April 2025

Great card lots of helpful features

Great card lots of helpful features Reviewed on: 24th April 2025

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