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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very polite and friendly

Always there to help polite always keep you informed Reviewed on: 24th April 2025

Hassle-Free

From the out set this has been a hassle-free experience Reviewed on: 24th April 2025

Great card , clear application.

Great card , clear application. Si easy to manage. Reviewed on: 24th April 2025

Good.as first card

Good. For me as have low credit score. Reviewed on: 24th April 2025

Great service, excellent credit card provider.

Great service, excellent credit card provider. Easy and efficient to use the app and plenty of information given Reviewed on: 24th April 2025

Great card and great service.

Great card and great service. The app is amazing and card works well with Samsung wallet Reviewed on: 24th April 2025

Zopa is very efficient in dealing with customers pro...

Zopa is very efficient in dealing with customers problems. Reviewed on: 24th April 2025

Excellent product and customer service and support

Excellent product and customer service and support Reviewed on: 24th April 2025

Great card lots of helpful features

Great card lots of helpful features Reviewed on: 24th April 2025

From start to finish this company have been excellent.

From start to finish this company have been excellent. I wouldn’t hesitate to recommend to a friend Reviewed on: 24th April 2025

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