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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Customer service is excellent.

Customer service is excellent. You can talk to a human being. I made a mistake with my account and it was sorted out almost immediately. Very impressive. Reviewed on: 15th January 2026

Great card, simple, easy to track, great customer se...

Great card, simple, easy to track, great customer service. Reviewed on: 15th January 2026

Easy to use.

Easy to use. Simple and effective Reviewed on: 15th January 2026

Everything from start to finish has been so smooth

Everything from start to finish has been so smooth Reviewed on: 15th January 2026

Excellent customer service

Excellent customer service, low interest Reviewed on: 15th January 2026

zopa best one and it was life savier

zopa best one and it was life savier Reviewed on: 15th January 2026

Zopa have been brilliant.

Zopa have been brilliant. I didn’t have a very good credit profile only just last year, because of a fraudulent activity, due to no faul Reviewed on: 15th January 2026

Happy with the service.

Happy with the service. Everything has been great Reviewed on: 15th January 2026

From the moment I applied for my card to the pressen...

From the moment I applied for my card to the pressent time, my experience with zopa has been outstanding. Reviewed on: 15th January 2026

Customer service is excellent and people are easy to...

Customer service is excellent and people are easy to talk to Reviewed on: 15th January 2026

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