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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent service and reliability

Very easy and quick to respond to any kind of question Reviewed on: 24th April 2025

Fantastic service.

Fantastic service. Easy to use app Reviewed on: 24th April 2025

First class card.

First class card. Easy to manage. Reviewed on: 24th April 2025

Zopa are zupa!

My experience with Zopa has been simple, effective and a pleasure! Reviewed on: 24th April 2025

Easy to use app any questions dealt with no problems...

Easy to use app any questions dealt with no problems excellent service Reviewed on: 24th April 2025

Zopa it's my favourite card

Zopa care about their customers, with delivering a excellent service Reviewed on: 24th April 2025

Really easy to use and no hassle

Really easy to use and no hassle Reviewed on: 24th April 2025

The card is very excellent and the app is easy...

The card is very excellent and the app is easy to use Reviewed on: 24th April 2025

Easy all the way.

Easy all the way. App is great, see everything at a glance. Easy to apply for credit and keep in track Reviewed on: 24th April 2025

Brilliant and easy to use I will definitely recommend

Brilliant and easy to use I will definitely recommend Reviewed on: 24th April 2025

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