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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Came across zopa a few year's ago and been very happ...

Came across zopa a few year's ago and been very happy using there Credit card .I feel very confident and when calling the service desk for information zopa always answer quickly and resolve or answer my questions fast and professionally. To be honest the app offers alot more and most info is on thereapp. Finally I would recommend using Zopa the APR is also lower than most lenders. Reviewed on: 15th January 2026

Excellent service

Zopa provide excellent customer service and helpful advice. Reviewed on: 15th January 2026

Have been with Zopa for several years now.

Have been with Zopa for several years now. Excellent credit card provider, helping to build my credit score. Reviewed on: 15th January 2026

Never had a problem , easy to apply for

Never had a problem , easy to apply for Reviewed on: 15th January 2026

Great products easy to talk with

Great products easy to talk with Reviewed on: 15th January 2026

Zopa credit card review

Quick easy to use and keep a track on my outgoings. Easiest way to make payments back on this card than my other provider. Definitely a great card and customer service. Reviewed on: 15th January 2026

Zopa gave me a card when I had a poor credit score a...

Zopa gave me a card when I had a poor credit score and was struggling to get credit. My score was slowly improving but they were one of the first organisations that took a chance on me, and it’s not been 2+ years since I’ve been using Zopa. Reviewed on: 15th January 2026

Great service

Really easy to use and apply, great service Reviewed on: 15th January 2026

Atlas the great

I have never had a problem from applying for a card. Never had any issues carry on the good work Reviewed on: 15th January 2026

I like zopa because they believe in helping there cl...

I like zopa because they believe in helping there clients there very understanding when you talk to them about being in a difficult financial situation helped me no end Reviewed on: 15th January 2026

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