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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I love the flexibility of Zopa and that they offer t...

I love the flexibility of Zopa and that they offer their customers great deals Reviewed on: 24th April 2025

Ticks all the boxes - highly recommended.

Trustworthy, easy to use website and mobile app. Excellent customer service. Ticks all the boxes! Reviewed on: 24th April 2025

Easy to use and navigate through the app

Easy to use and navigate through the app Reviewed on: 24th April 2025

Good customer service and very good app

Good customer service and very good app Reviewed on: 24th April 2025

Good and fast service will be there to help you all...

Good and fast service will be there to help you all the time Reviewed on: 24th April 2025

Good credit card

You have been superb so far and I will continue with my card Reviewed on: 24th April 2025

Easy app to USE helpful when you need to pay a bill...

Easy app to USE helpful when you need to pay a bill or for emergencies Reviewed on: 24th April 2025

Zopa Card

It is so easy to understand your credit and payments Reviewed on: 24th April 2025

very good card.

very good card. nice & essy services Reviewed on: 24th April 2025

So easy and simple to use.

So easy and simple to use. Brilliant for neuro divergent individuals like myself Reviewed on: 24th April 2025

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