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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

This was my first credit card and always had a posit...

This was my first credit card and always had a positive experience with this company, I would highly recommend this company Reviewed on: 24th April 2025

Love this card

Easy to use , easy to manage , good credit availability Reviewed on: 24th April 2025

Efficient and friendly service, helpful when required.

Efficient and friendly service, helpful when required. Staff are always cheerful when ever I have needed to speak to them. Reviewed on: 24th April 2025

My experience with Zopa credit card been nothing but...

My experience with Zopa credit card been nothing but great I’m happy to be apart of the team Reviewed on: 24th April 2025

Zopa for premium banking and credit card services

Zopa credit card services have always provided valuable information, excellent support, and a credit card and bank.account that's equal to any of tge high Street banks here in the UK Reviewed on: 24th April 2025

Fantastic service gave me a chance to prove my self...

Fantastic service gave me a chance to prove my self credit worthy Reviewed on: 24th April 2025

Zopa has provided a credit card service that is seco...

Zopa has provided a credit card service that is second to none. Always available to provide quality assistance if needed Reviewed on: 24th April 2025

Best credit card company

I can't fault them.best I've ever used Reviewed on: 24th April 2025

10/10 would recommend to friends and family

10/10 would recommend to friends and family Reviewed on: 24th April 2025

Reccomended

Professional and courteous staff. Highly recommended Reviewed on: 24th April 2025

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