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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Best credit I have

I have numerous credit cards and Zopa by far has got to be the best. Reviewed on: 25th January 2022

Brilliant

The Card terms and services are fantastic. The App works Amazing Reviewed on: 25th January 2022

Great

Easy to apply and check your balance Reviewed on: 25th January 2022

Zopa card

Nice simple app.. great card to use. Can’t ask for more Reviewed on: 25th January 2022

A very simple and detailed app

It’s a very easy way to access my credit specially when payments made shows up on my account in few minutes. Reviewed on: 25th January 2022

Excellent affordable

A very good and affordable card. Reviewed on: 25th January 2022

Credit card

Great card great staff plus gives you the option of a savings account aswell Reviewed on: 25th January 2022

Refreshing Credit Card Company

Modern, professional and helpful and great app. Reviewed on: 25th January 2022

Simple to access

Very easy and quicker when I use the app and it is available to use in many stores, security is trustworthy. Reviewed on: 25th January 2022

Perfect

Easy to apply, came in handy when it was needed the most, great services Reviewed on: 25th January 2022

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