Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

First class service

From the application being easy to understand the process was very well set out brilliant process Reviewed on: 25th January 2022

Simple and easy to apply and use the card

I love Zopa : it’s easy to use and easy to repay Reviewed on: 25th January 2022

Great !

Love this credit card.great app easily to understand and navigate.payments for me are easily affordable.so it’s a good card to have for all those little emergencies. Reviewed on: 25th January 2022

Good as it gets

From Application to receiving my card The experience was excellent with good customer service and a good but fair credit limit Reviewed on: 25th January 2022

Amazing

Very easy to apply, very easy to use, everething online, very easy to pay Reviewed on: 25th January 2022

Easy to navigate app and customer service

Happy with Zopa and would highly recommend Reviewed on: 25th January 2022

Quick & easy banking

Great bank with great app features. Seamless! Reviewed on: 25th January 2022

Best credit I have

I have numerous credit cards and Zopa by far has got to be the best. Reviewed on: 25th January 2022

Brilliant

The Card terms and services are fantastic. The App works Amazing Reviewed on: 25th January 2022

Great

Easy to apply and check your balance Reviewed on: 25th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday credit cards
from Lloyds Bank 4.00 from 68 reviews
Credit Card
from Bank of China (UK) 4.12 from 2 reviews
Credit card
from Zempler Bank 4.83 from 5821 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69088 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub