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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Online services are very easy to use and accessible.

Excellent service and clear communication Reviewed on: 25th January 2022

Great App and Card

Very pleased with smooth operation Reviewed on: 25th January 2022

Best credit card

Best customer service very helpful and easy to use Reviewed on: 25th January 2022

First class service

From the application being easy to understand the process was very well set out brilliant process Reviewed on: 25th January 2022

Simple and easy to apply and use the card

I love Zopa : it’s easy to use and easy to repay Reviewed on: 25th January 2022

Great !

Love this credit card.great app easily to understand and navigate.payments for me are easily affordable.so it’s a good card to have for all those little emergencies. Reviewed on: 25th January 2022

Good as it gets

From Application to receiving my card The experience was excellent with good customer service and a good but fair credit limit Reviewed on: 25th January 2022

Amazing

Very easy to apply, very easy to use, everething online, very easy to pay Reviewed on: 25th January 2022

Easy to navigate app and customer service

Happy with Zopa and would highly recommend Reviewed on: 25th January 2022

Quick & easy banking

Great bank with great app features. Seamless! Reviewed on: 25th January 2022

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