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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44336 reviews)

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4.94

Based on 44,336 reviews, last reviewed 21st Apr 2026

38% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent credit card company Excellent rates. Giving good advice all the time. Excellent communication. Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44336)

Brilliant

The Card terms and services are fantastic. The App works Amazing Reviewed on: 25th January 2022

Great

Easy to apply and check your balance Reviewed on: 25th January 2022

Zopa card

Nice simple app.. great card to use. Can’t ask for more Reviewed on: 25th January 2022

A very simple and detailed app

It’s a very easy way to access my credit specially when payments made shows up on my account in few minutes. Reviewed on: 25th January 2022

Excellent affordable

A very good and affordable card. Reviewed on: 25th January 2022

Credit card

Great card great staff plus gives you the option of a savings account aswell Reviewed on: 25th January 2022

Refreshing Credit Card Company

Modern, professional and helpful and great app. Reviewed on: 25th January 2022

Simple to access

Very easy and quicker when I use the app and it is available to use in many stores, security is trustworthy. Reviewed on: 25th January 2022

Perfect

Easy to apply, came in handy when it was needed the most, great services Reviewed on: 25th January 2022

Excellent

Everything is fine, good service and advice. Reviewed on: 25th January 2022

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