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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very good and easy to deal with

I found this platform very easy to use and very helpfull Reviewed on: 25th January 2022

Brilliant company

Really love Zopa easy to use great app fab credit card would highly recommend it Reviewed on: 25th January 2022

This is the best credit

It's the best credit card on the market helps you build your credit rating Reviewed on: 25th January 2022

Best credit card I have no contest.

I have 3 credit cards and this is the BEST Reviewed on: 25th January 2022

Quick and easy

By far the best thing I’ve use quick and easy. Even in the app super easy to pay back and you can set up a monthly direct payment Reviewed on: 25th January 2022

Excellent

It has been easy from applying to using the app. Would recommend to everyone Reviewed on: 25th January 2022

Fantastic credit building card

I needed to build my credit, and the Zopa card was fantastic. Being able to see my score in the app was also mega helpful Reviewed on: 25th January 2022

Credit limit

I would definitely recommend Zopa but the only negative I have is I've been with you for a year and paid all my bills on time and in full and I've never been offered a credit limit increase. Reviewed on: 25th January 2022

Easy polite service

Easy service to use and easy accessibility to app Reviewed on: 25th January 2022

Great company

Never had any issues with this company, great customer service and always on hand. Reviewed on: 25th January 2022

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