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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

10

Good card, I’m happy for have this card. Reviewed on: 25th January 2022

Great!

Always had good service and easy process to get the card. No complaints . Reviewed on: 25th January 2022

Zopa credit card

I love the fact I can pay what ever amount I choose and whenever as long as the minimum is covered spare 59p Chuck it in the credit card…. App is simple to use never had a bad word to say about this company so far Reviewed on: 25th January 2022

Superb company

Great card to have excellent company to deal.with Reviewed on: 25th January 2022

Best UK credit card

Best friendly experience with any credit card provider Reviewed on: 25th January 2022

Amazing Company

An amazing company and Outstanding Customer Support. Reviewed on: 25th January 2022

Excellent

Since I got the credit card due to a low credit sorce, it has enabled me to take control of it, their app is easy to use and pay off easily and whenever i want to. I have also taken advantage of their other services, which have helped me out even more. Reviewed on: 25th January 2022

Very good and easy to deal with

I found this platform very easy to use and very helpfull Reviewed on: 25th January 2022

Brilliant company

Really love Zopa easy to use great app fab credit card would highly recommend it Reviewed on: 25th January 2022

This is the best credit

It's the best credit card on the market helps you build your credit rating Reviewed on: 25th January 2022

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