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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Zopa card

Nice simple app.. great card to use. Can’t ask for more Reviewed on: 25th January 2022

A very simple and detailed app

It’s a very easy way to access my credit specially when payments made shows up on my account in few minutes. Reviewed on: 25th January 2022

Excellent affordable

A very good and affordable card. Reviewed on: 25th January 2022

Credit card

Great card great staff plus gives you the option of a savings account aswell Reviewed on: 25th January 2022

Refreshing Credit Card Company

Modern, professional and helpful and great app. Reviewed on: 25th January 2022

Simple to access

Very easy and quicker when I use the app and it is available to use in many stores, security is trustworthy. Reviewed on: 25th January 2022

Perfect

Easy to apply, came in handy when it was needed the most, great services Reviewed on: 25th January 2022

Excellent

Everything is fine, good service and advice. Reviewed on: 25th January 2022

Great service

Keep me in a affordable budget app is easy to use Reviewed on: 25th January 2022

It works

Very efficient to be able to top up within minutes plus see account up to date on line. Reviewed on: 25th January 2022

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