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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent

Everything is fine, good service and advice. Reviewed on: 25th January 2022

Great service

Keep me in a affordable budget app is easy to use Reviewed on: 25th January 2022

It works

Very efficient to be able to top up within minutes plus see account up to date on line. Reviewed on: 25th January 2022

Excellent service

Would recommend to anyone very good customer service and payments appear the same day on the account Reviewed on: 25th January 2022

Great bank

Excellent service great experience Reviewed on: 25th January 2022

Uk"s Best Credit Card provider

Excellent service including the application process and on going online servoce Reviewed on: 25th January 2022

Very good provider

Very good provider for credit not got a bad thing to say Reviewed on: 25th January 2022

Best product

Used for while Zoopa its very fast transfer between account, it's instant. I'm definitely recommending this product. Reviewed on: 25th January 2022

Very good credit card and easy make purchsases good customer service .understanding peoes situation es .

Very good experiance with Zopa.making things easy and customer service is willing and helpful Reviewed on: 25th January 2022

great credit card

small size ,big help.. easiest app ive ever used Reviewed on: 25th January 2022

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