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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44335 reviews)

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4.94

Based on 44,335 reviews, last reviewed 21st Apr 2026

38% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

MOVE Online provided an excellent service from start... MOVE Online provided an excellent service from start to finish. The platform is easy to navigate, and the support team is professional, friendly, and ... Read more Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44335)

Great

Great service and app and reasonable interest charges as well Reviewed on: 25th January 2022

Easy, no hassle credit

Zopa, Easy hassle free credit! There when you need it most. Whoopa Zopa! Reviewed on: 25th January 2022

Great service

Great service with a easy to use app Reviewed on: 25th January 2022

Ali Amin

Ali Amin- this is a very good service Reviewed on: 25th January 2022

Excellent service

My experience start from the very first time I applied for the card. The customer services experience was exceptional. I was supposed and had all my concerns dealt with in a timely manner. All in all brilliant Reviewed on: 25th January 2022

Zopa is Zopatastic!!!

Everything from application to managing my account has been stress free and simple. I can do everything in one place. Straightforward and clear. Can’t fault them for anything and that is what you need from a credit card. Thank you Zopa for being Zopatastic!!! Reviewed on: 25th January 2022

Effective

Quick rapid to set up! Great interest rate Reviewed on: 25th January 2022

Pleasant Experience

The App is easy to use . Everything is explained with plenty of help and explanations if needed Reviewed on: 25th January 2022

Very easy to use app

App easy to install and use. Great service Reviewed on: 25th January 2022

Mr Y sil

Absolutely wonderful service, the interest rate is excellent than other companies. Reviewed on: 25th January 2022

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