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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great Alternative Banking Options

I have been incredibly happy with the support and service from Zopa since joining, and would gladly recommend them to my friends and family. Reviewed on: 25th January 2022

Great card

Great card helpful team works everywhere would recommend they highly Reviewed on: 25th January 2022

Great service

Not been with them long but great service Reviewed on: 25th January 2022

Innovative

Excellent overall, payments are instant which is an amazing feature instead of waiting 2-3 days. App is very easy to use Reviewed on: 25th January 2022

5/5

Easiest app, excellent service best card I have had in a while. Reviewed on: 25th January 2022

Superb

Zopa has been great in every aspect of their involvement with me. They have easily understandable processes, one can not go wrong Reviewed on: 25th January 2022

Credit cards And loans

Very Clear and user friendly App. Very easy to apply for, manage and complete loan applications. I also completed the loan early, very clear final costs and closure process. Reviewed on: 25th January 2022

Recommend

Easy to use The app is very clear and easy to use Love the updated I get when my car is used Reviewed on: 25th January 2022

Flawless

Great visibility via the app, clear services and brilliant customer care. Reviewed on: 25th January 2022

Just what was need

Straight forward, no hassle everything you need Reviewed on: 25th January 2022

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