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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Innovative

Excellent overall, payments are instant which is an amazing feature instead of waiting 2-3 days. App is very easy to use Reviewed on: 25th January 2022

5/5

Easiest app, excellent service best card I have had in a while. Reviewed on: 25th January 2022

Superb

Zopa has been great in every aspect of their involvement with me. They have easily understandable processes, one can not go wrong Reviewed on: 25th January 2022

Credit cards And loans

Very Clear and user friendly App. Very easy to apply for, manage and complete loan applications. I also completed the loan early, very clear final costs and closure process. Reviewed on: 25th January 2022

Recommend

Easy to use The app is very clear and easy to use Love the updated I get when my car is used Reviewed on: 25th January 2022

Flawless

Great visibility via the app, clear services and brilliant customer care. Reviewed on: 25th January 2022

Just what was need

Straight forward, no hassle everything you need Reviewed on: 25th January 2022

very nice and helpful

It is very helpful to build a credit very easy to control everything via app I am very happy with zopa card Reviewed on: 25th January 2022

Nothing special

Standard facilities but could offer me better offers Reviewed on: 25th January 2022

Great

Great service and app and reasonable interest charges as well Reviewed on: 25th January 2022

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