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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44335 reviews)

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4.94

Based on 44,335 reviews, last reviewed 21st Apr 2026

38% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

MOVE Online provided an excellent service from start... MOVE Online provided an excellent service from start to finish. The platform is easy to navigate, and the support team is professional, friendly, and ... Read more Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44335)

Great service

Nice to be trusted and offered a card and a card that tells you when you are doing better they should all follow suit Reviewed on: 25th January 2022

Standards

Keeps track of my credit score and don’t offer something I can’t afford Reviewed on: 25th January 2022

5 star credit card

Zopa make it easy to utilise your credit keeping you updated about payments and credit limits efficiently Reviewed on: 25th January 2022

Easy to use and understand

Zopa are easy to understand and use. Never thought I'd find something so easy to use. Reviewed on: 25th January 2022

Amazing

Started low and monitored how I coped with paying back before offering more credit, that way I wouldn't over spend, great to help you build your credit. Reviewed on: 25th January 2022

Zopa are just great!!

ZOPA have been absolutely excellent since I took out a credit card with them. Their customer service always resolve any issues or queries and very professional whilst doing so. They offer a range of products and I would definitely recommend them. Well done all at Zopa. Reviewed on: 25th January 2022

Really helpful my time of need.

Its a brilliant bank that helped me in my time of need. Struggling to get credit anywhere when I was in an iva and they helped me out, and have just tripled my balance Reviewed on: 25th January 2022

Simplicity Itself

Easy to manage, easy to use and no paper bills.. easy to make payments.. what more can you ask.. Reviewed on: 25th January 2022

Easy and pleased with service

No negative comments to inform very pleased Reviewed on: 25th January 2022

Zopa, Angel on my shoulder

Zopa is a company I’d very much advise anyone to go with. They are fair and understanding don’t pester. Zopa has been there for me, allowing credit I need, that I can afford to pay, with gentle reminders , no pushy threats if late with my payment. They are there for the struggling hard workers. A financial friend when needed. Reviewed on: 25th January 2022

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