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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

very nice and helpful

It is very helpful to build a credit very easy to control everything via app I am very happy with zopa card Reviewed on: 25th January 2022

Nothing special

Standard facilities but could offer me better offers Reviewed on: 25th January 2022

Great

Great service and app and reasonable interest charges as well Reviewed on: 25th January 2022

Easy, no hassle credit

Zopa, Easy hassle free credit! There when you need it most. Whoopa Zopa! Reviewed on: 25th January 2022

Great service

Great service with a easy to use app Reviewed on: 25th January 2022

Ali Amin

Ali Amin- this is a very good service Reviewed on: 25th January 2022

Excellent service

My experience start from the very first time I applied for the card. The customer services experience was exceptional. I was supposed and had all my concerns dealt with in a timely manner. All in all brilliant Reviewed on: 25th January 2022

Zopa is Zopatastic!!!

Everything from application to managing my account has been stress free and simple. I can do everything in one place. Straightforward and clear. Can’t fault them for anything and that is what you need from a credit card. Thank you Zopa for being Zopatastic!!! Reviewed on: 25th January 2022

Effective

Quick rapid to set up! Great interest rate Reviewed on: 25th January 2022

Pleasant Experience

The App is easy to use . Everything is explained with plenty of help and explanations if needed Reviewed on: 25th January 2022

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