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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Easy, no hassle credit

5
Zopa, Easy hassle free credit! There when you need it most. Whoopa Zopa! Reviewed on: 25th January 2022
Glen Mcdonald 's avatar
Glen Mcdonald

Great service

5
Great service with a easy to use app Reviewed on: 25th January 2022
Iain's avatar
Iain

Ali Amin

5
Ali Amin- this is a very good service Reviewed on: 25th January 2022
Ali Amin's avatar
Ali Amin

Excellent service

5
My experience start from the very first time I applied for the card. The customer services experience was exceptional. I was supposed and had all my concerns dealt with in a timely manner. All in all brilliant Reviewed on: 25th January 2022
Alason Douglas 's avatar
Alason Douglas

Zopa is Zopatastic!!!

5
Everything from application to managing my account has been stress free and simple. I can do everything in one place. Straightforward and clear. Can’t fault them for anything and that is what you need from a credit card. Thank you Zopa for being Zopatastic!!! Reviewed on: 25th January 2022
Emma Westerman's avatar
Emma Westerman

Effective

4
Quick rapid to set up! Great interest rate Reviewed on: 25th January 2022
Deborah Sagoe's avatar
Deborah Sagoe

Pleasant Experience

5
The App is easy to use . Everything is explained with plenty of help and explanations if needed Reviewed on: 25th January 2022
aremnant@btinternet.com's avatar
[email protected]

Very easy to use app

5
App easy to install and use. Great service Reviewed on: 25th January 2022
Will matthews's avatar
Will matthews

Mr Y sil

5
Absolutely wonderful service, the interest rate is excellent than other companies. Reviewed on: 25th January 2022
YILMAZ SIL's avatar
YILMAZ SIL

Great service

5
Nice to be trusted and offered a card and a card that tells you when you are doing better they should all follow suit Reviewed on: 25th January 2022
Victoria Bassett's avatar
Victoria Bassett

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