Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

View other Zopa products

4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

38% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Perfect starter card

This is an ideal card for someone Reviewed on: 25th January 2022

T

Ghhjggyhycfgggffggfvrdfrddrdfdfdtdrdrrgtffrrftffrfffrff Reviewed on: 25th January 2022

Very simple platform

No hidden fees or agendas, easy navigation on app outstanding customer service effective communications exceeded expectations Reviewed on: 25th January 2022

Easy

Very easy to use easy to pay and view credit use clear on what u need to do Reviewed on: 25th January 2022

Amazing service and updated regularly

Amazing experience from the provider and regularly updated which is perfect , no issues what so ever Reviewed on: 25th January 2022

Awesome guys

Everything you expect and nice service Reviewed on: 25th January 2022

Staff very professional

Your are always on top with your spending with the on line App Reviewed on: 25th January 2022

Zopa banking review

A fair place to handle finance incredible help for me personally, took couple yrs get there but without zopa,, wouldn't have happened for me spot on for me zopa not a bad word to say Reviewed on: 25th January 2022

Great easy app

Different from the normal cards.ove the app too so user friendly Reviewed on: 25th January 2022

Exceptional

The Zopa experience has been flawless from the time I opened the account to date. Other credit card companies are tiresome to deal with but with Zopa, I always feel like they understand. Cannot recommend them enough. Reviewed on: 25th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Marbles Credit Card
from NewDay 4.89 from 541 reviews
Classic Extra Card
from Capital One 3.56 from 6 reviews
Nectar Credit Card
from American Express 3.33 from 14 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69076 reviews
Current account
from Zopa 4.93 from 6577 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub