Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

View other Zopa products

4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Best ever

A very handy card to have, and would go out without it.. Reviewed on: 25th January 2022

Fantastic service

I am very happy with service provided by Zopa credit card and it is highly recommended Reviewed on: 25th January 2022

Great card. Fast hassle free

Payments are instant which I love about this card, if you make payment it comes off the balance straight away :) Reviewed on: 25th January 2022

Good service

Very good service and the app is easy to use. Reviewed on: 25th January 2022

Zuper Zopa

Supercalifragilistic super duper Ali ooper company Reviewed on: 25th January 2022

Quick Payments

I find it great Zopa credit account as soon as you make a payment I wished other cards did the same. Reviewed on: 25th January 2022

Great Service

Always great service easy to use app Keep me informed of that services are available to me Easy straight forward applications All in all a great financial company One of the best iv dealt with. Reviewed on: 25th January 2022

Personalised lending

Zopa provides a personalised and fitting service which meets your needs allowing comfortable repayments. Reviewed on: 25th January 2022

Good efficient service

Regular updates received on what has been spent in the card Reviewed on: 25th January 2022

Helpful

So helpful and easy to apply , once accepted the app is really good advising of every penny you spend and remaining balance also Reviewed on: 25th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit cards
from Virgin Money 3.85 from 806 reviews
Freedom Rewards Credit Card
from Barclaycard 3.90 from 61 reviews
Credit card
from M&S Bank - Marks and Spencer 2.97 from 195 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69076 reviews
Current account
from Zopa 4.93 from 6577 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub