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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

APP

4
Very easy app to use and customer service is also good Reviewed on: 25th January 2022
joann kenny's avatar
joann kenny

First class all the way

5
Zopa is first class from start to finish, straight forward, no hassle an overall great service Reviewed on: 25th January 2022
Kirstie Hulley's avatar
Kirstie Hulley

Re-built my trust with credit

5
Zopa have been simply fantastic on helping build my trust and confidence back with Credit. Their simple to use app with supporting offers make them the perfect choice that also take your everyday commitments into consideration. Reviewed on: 25th January 2022
Ian.Egerton's avatar
Ian.Egerton

Perfect starter card

5
This is an ideal card for someone Reviewed on: 25th January 2022
Kevin Dunn's avatar
Kevin Dunn

T

5
Ghhjggyhycfgggffggfvrdfrddrdfdfdtdrdrrgtffrrftffrfffrff Reviewed on: 25th January 2022
Glenn Smith's avatar
Glenn Smith

Very simple platform

5
No hidden fees or agendas, easy navigation on app outstanding customer service effective communications exceeded expectations Reviewed on: 25th January 2022
Kevin Day's avatar
Kevin Day

Easy

5
Very easy to use easy to pay and view credit use clear on what u need to do Reviewed on: 25th January 2022
Chez's avatar
Chez

Amazing service and updated regularly

5
Amazing experience from the provider and regularly updated which is perfect , no issues what so ever Reviewed on: 25th January 2022
Luke Holland's avatar
Luke Holland

Awesome guys

5
Everything you expect and nice service Reviewed on: 25th January 2022
Raymond Cooke's avatar
Raymond Cooke

Staff very professional

5
Your are always on top with your spending with the on line App Reviewed on: 25th January 2022
john.firth789@gmail.com's avatar
[email protected]

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