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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Perfect starter card

This is an ideal card for someone Reviewed on: 25th January 2022

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Very simple platform

No hidden fees or agendas, easy navigation on app outstanding customer service effective communications exceeded expectations Reviewed on: 25th January 2022

Easy

Very easy to use easy to pay and view credit use clear on what u need to do Reviewed on: 25th January 2022

Amazing service and updated regularly

Amazing experience from the provider and regularly updated which is perfect , no issues what so ever Reviewed on: 25th January 2022

Awesome guys

Everything you expect and nice service Reviewed on: 25th January 2022

Staff very professional

Your are always on top with your spending with the on line App Reviewed on: 25th January 2022

Zopa banking review

A fair place to handle finance incredible help for me personally, took couple yrs get there but without zopa,, wouldn't have happened for me spot on for me zopa not a bad word to say Reviewed on: 25th January 2022

Great easy app

Different from the normal cards.ove the app too so user friendly Reviewed on: 25th January 2022

Exceptional

The Zopa experience has been flawless from the time I opened the account to date. Other credit card companies are tiresome to deal with but with Zopa, I always feel like they understand. Cannot recommend them enough. Reviewed on: 25th January 2022

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