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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa banking review

A fair place to handle finance incredible help for me personally, took couple yrs get there but without zopa,, wouldn't have happened for me spot on for me zopa not a bad word to say Reviewed on: 25th January 2022

Great easy app

Different from the normal cards.ove the app too so user friendly Reviewed on: 25th January 2022

Exceptional

The Zopa experience has been flawless from the time I opened the account to date. Other credit card companies are tiresome to deal with but with Zopa, I always feel like they understand. Cannot recommend them enough. Reviewed on: 25th January 2022

Best ever

A very handy card to have, and would go out without it.. Reviewed on: 25th January 2022

Fantastic service

I am very happy with service provided by Zopa credit card and it is highly recommended Reviewed on: 25th January 2022

Great card. Fast hassle free

Payments are instant which I love about this card, if you make payment it comes off the balance straight away :) Reviewed on: 25th January 2022

Good service

Very good service and the app is easy to use. Reviewed on: 25th January 2022

Zuper Zopa

Supercalifragilistic super duper Ali ooper company Reviewed on: 25th January 2022

Quick Payments

I find it great Zopa credit account as soon as you make a payment I wished other cards did the same. Reviewed on: 25th January 2022

Great Service

Always great service easy to use app Keep me informed of that services are available to me Easy straight forward applications All in all a great financial company One of the best iv dealt with. Reviewed on: 25th January 2022

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