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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Excellent app and easy to understand finance options

5
I really appreciate how easy the app is to use and by using borrowing power, it’s easy and useful to know credit options available to me Reviewed on: 25th January 2022
Ruskie's avatar
Ruskie

Very good services

5
I'm so happy with your services and recommend you to all of my friends Reviewed on: 25th January 2022
Daryoush 's avatar
Daryoush

Good for people with bad scoring

5
Start with small amount of founds gives you chances to prove that you capable of managing it, and rise the limit , app is very clear and useful. Reviewed on: 25th January 2022
Jarek's avatar
Jarek

Really good

5
Nice friendly staff always there to help nothing is a problem for them they always put customer first Reviewed on: 25th January 2022
Andrew Fountain's avatar
Andrew Fountain

Very good

5
Very good, helpful and quick and easy Reviewed on: 25th January 2022
Carl's avatar
Carl

Amazing

5
Great credit card for improving your credit score. Very helpful if you have any worries of questions. 5* Reviewed on: 25th January 2022
Kbumrum's avatar
Kbumrum

Very good

5
Very good Vistry partnership 12345. Reviewed on: 25th January 2022
Vali maria 's avatar
Vali maria

Excellent service would highly recommend

5
Excellent service and customer care Reviewed on: 25th January 2022
Celticmum 's avatar
Celticmum

Easy to understand

5
Fair rates, easy app, quick responses Reviewed on: 25th January 2022
Antony Kay's avatar
Antony Kay

Best credit card provider ever

5
Best of the best provider I would recommend to everyone Reviewed on: 25th January 2022
Saeed karimi's avatar
Saeed karimi

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