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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,334 reviews, last reviewed 20th Apr 2026
39% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026
Sunil 's avatar
Sunil

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44334)

Happy customer

5
Excellent customer service, very helpful, would highly recommend. Reviewed on: 25th January 2022
jason latham's avatar
jason latham

Higher credit limit available

5
The Zopa visa credit card offers a much more attractive credit limit than either of my MasterCard’s the mobile app is very easy to use and full of various functions. Payments by debit card are added to your card immediately. Very pleased with the service provided. Reviewed on: 25th January 2022
christopher griffiths's avatar
christopher griffiths

Top card

5
Easy to use well laid out App. Alerts when you have used your card. Overall very impressed with Zopa. Reviewed on: 25th January 2022
Luke Bennett's avatar
Luke Bennett

For small purchases ... ok

3
Tiny credit limit compared to other cards I have but that's not necessarilly Zopa fault. I'm rebuilding after a less than perfect credit history. Reviewed on: 25th January 2022
Jason Mead's avatar
Jason Mead

I'm a Zopa Voter!

5
Used lots of credit cards in the past and nothing as easy as the zopa app. Super efficient and has other handy features too! It has my vote - highly recommend! Reviewed on: 25th January 2022
Chabs's avatar
Chabs

Bank with the most.

5
Great new bank offering modern banking to the masses Reviewed on: 25th January 2022
Royw's avatar
Royw

Good

5
Really nice experience and friendly staff Reviewed on: 25th January 2022
Cornel's avatar
Cornel

Clean and simple

5
A clear and straightforward app to manage my credit card with all of the options that I need, transactions, pin reminder, freeze/unfreeze card etc. I like the option of blocking certain types of payments such as gambling or ATM Reviewed on: 25th January 2022
Patricia Haynes's avatar
Patricia Haynes

Good

5
Good to use and very easy to use very help full Reviewed on: 25th January 2022
paulmcgovern886@yahoo.com's avatar
[email protected]

Excellent

5
A great customer service, brilliant company who put the customer first Reviewed on: 25th January 2022
d4wnmc's avatar
d4wnmc

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