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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Zopa

5
My credit was soo poor and only Zopa would give me a credit card to help improve it… here we are a few years later and my credit score has doubled!!! Unreal from Zopa! Reviewed on: 25th January 2022
andystewart_923@outlook.com's avatar
[email protected]

Great card

5
This is a great card to use for emergencies I have not very good credit and was the only one willing to accept me Reviewed on: 25th January 2022
Jamie Dunwell's avatar
Jamie Dunwell

Zopa

5
Been a customer for several years never a complaint. God luck. Lyndon Bond Reviewed on: 25th January 2022
Lyndon Bond's avatar
Lyndon Bond

Fair

5
Helped me when I needed it. Very fair Reviewed on: 25th January 2022
Danny heath's avatar
Danny heath

Zopa is conquering the world

5
Zopa gives good financial opportunities to everyone, including myself Reviewed on: 25th January 2022
Anonymous's avatar
Anonymous

Easy and stress free use

5
Applying was easy, the app is secure and straight forward and fair rates. I would highly recommend. Reviewed on: 25th January 2022
Allan's avatar
Allan

What can i say, easy to use and the app is great

5
This credit card is super easy to get and use. Reviewed on: 25th January 2022
Tim P's avatar
Tim P

Best in small doses

5
Zopa is a no nonsense credit card. Easy to use on PC or phone, easy to keep a check on, and easy to spend and pay back without worry. I love my zopa card Reviewed on: 25th January 2022
Mac Ward's avatar
Mac Ward

Zupa

5
Had good experience quick and efficient Reviewed on: 25th January 2022
Emmi Kelly's avatar
Emmi Kelly

Easy to use & great customer service

5
I've rarely had to contact them as the app works brilliantly, but the customer service is so second to none. Reviewed on: 25th January 2022
Jonny Cope's avatar
Jonny Cope

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