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Zopa: Credit card reviews

4.94
Based on 44,334 reviews, last reviewed 20th Apr 2026
39% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026
Sunil 's avatar
Sunil

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44334)

Really good

5
Nice friendly staff always there to help nothing is a problem for them they always put customer first Reviewed on: 25th January 2022

Very good

5
Very good, helpful and quick and easy Reviewed on: 25th January 2022

Amazing

5
Great credit card for improving your credit score. Very helpful if you have any worries of questions. 5* Reviewed on: 25th January 2022

Very good

5
Very good Vistry partnership 12345. Reviewed on: 25th January 2022

Excellent service would highly recommend

5
Excellent service and customer care Reviewed on: 25th January 2022

Easy to understand

5
Fair rates, easy app, quick responses Reviewed on: 25th January 2022

Best credit card provider ever

5
Best of the best provider I would recommend to everyone Reviewed on: 25th January 2022

Helpful for sticky situations

5
When money doesn’t stretch to the next payday, I know I can fall back on zopa with a good apr rate. It offers a financial safety net when I need it. Reviewed on: 25th January 2022

Zopa Bank

5
A great app and very easy to use interface all round great bank Reviewed on: 25th January 2022

Best bank card

5
Easy to use..very helpful customer services. Reviewed on: 25th January 2022

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