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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy to use and manage.

Overall a great experience - their app is easy to use and intuitive. Everything you need is there. Would highly recommend. Reviewed on: 25th January 2022

Quick and easy

Outstanding service, easy to use app with the new added saving account. Reviewed on: 25th January 2022

Easy credit - easy payment

The app makes using Zopa a very simple and manageable user experience You know where you are - quick simple transparent and fast transaction times Reviewed on: 25th January 2022

Excellent service

Excellent service and provider and very helpful if you have any questions. Reviewed on: 25th January 2022

Finance 101

So easy simple and helpful. Helped me to consolidate my existing payments into one affordable payment with Zopa Brilliant thank you Reviewed on: 25th January 2022

The future of banking and finance

I have been using Zopa for just over a year now and I must say that I have never come across any other bank which has such an efficient app, which is easy to use, with super fast customer services. I would highly recommend Zopa banking and its other products without hesitation. Well done Zopa, and keep it up. Reviewed on: 25th January 2022

Its good and was there when I needed it

Was turned down elsewhere but Zopa gave me a credit card, used it properly and have had a credit increase no complaints really, the app works well Reviewed on: 25th January 2022

Great Bank Card

Very easy to sign up, monitor and use. Would highly recommend Reviewed on: 25th January 2022

Zopa Credit Card Review

Excellent service and experience always from Zopa, highly recommended with a friendly team. They have a great App to manage your account. Reviewed on: 25th January 2022

Great service

Brilliant card, always provide regular updates on payments and transactions Reviewed on: 25th January 2022

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