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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Great Bank Card

5
Very easy to sign up, monitor and use. Would highly recommend Reviewed on: 25th January 2022
Kenny Knox's avatar
Kenny Knox

Zopa Credit Card Review

5
Excellent service and experience always from Zopa, highly recommended with a friendly team. They have a great App to manage your account. Reviewed on: 25th January 2022
Anthony Brown's avatar
Anthony Brown

Great service

5
Brilliant card, always provide regular updates on payments and transactions Reviewed on: 25th January 2022
Mike. D's avatar
Mike. D

Zopa

5
My credit was soo poor and only Zopa would give me a credit card to help improve it… here we are a few years later and my credit score has doubled!!! Unreal from Zopa! Reviewed on: 25th January 2022
andystewart_923@outlook.com's avatar
[email protected]

Great card

5
This is a great card to use for emergencies I have not very good credit and was the only one willing to accept me Reviewed on: 25th January 2022
Jamie Dunwell's avatar
Jamie Dunwell

Zopa

5
Been a customer for several years never a complaint. God luck. Lyndon Bond Reviewed on: 25th January 2022
Lyndon Bond's avatar
Lyndon Bond

Fair

5
Helped me when I needed it. Very fair Reviewed on: 25th January 2022
Danny heath's avatar
Danny heath

Zopa is conquering the world

5
Zopa gives good financial opportunities to everyone, including myself Reviewed on: 25th January 2022
Anonymous's avatar
Anonymous

Easy and stress free use

5
Applying was easy, the app is secure and straight forward and fair rates. I would highly recommend. Reviewed on: 25th January 2022
Allan's avatar
Allan

What can i say, easy to use and the app is great

5
This credit card is super easy to get and use. Reviewed on: 25th January 2022
Tim P's avatar
Tim P

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